Fast track your home purchase with zero down payment
June 23, 2017
Help Us Give Back With a Holiday Toy Drive
December 8, 2017
Easy Ways to Save Anyone Can Follow
August 8, 2016
Are you trying to save money but you seem to fail each time? Sometimes, all the pieces of advice provided by your family or friends may be a little too much for you, especially if you have never attempted to save before. Here are a few easy, but effective ways to save money that anyone can follow.
Have your salary paid into two accounts An excellent way to save money is to set a certain amount of your salary to be automatically paid into a separate account. You don't need to go from zero to sixty all at once. Consider how much you can afford to save each month, and then don’t touch that money. It may be 5% of your wage, 10%, or more.
Use mobile applications to monitor your finances each morning Checking your finances has never been easier, but still, many people completely ignore doing this. Nowadays, you can quickly install an app specially designed for this purpose and then use it fruitfully. This way, you can keep track of your money and spending habits in a much simpler fashion. Consider checking your app before you swipe your card. Developing habits to check your account frequently helps you spend less and save more.
Check your bills Ignoring your bills will not make them disappear. In fact, they will only grow bigger in time. So check your mail regularly, and make plans to pay those bills. Use Money Manager or Cloud Pay in the Cloud Branch to manage all your bills with built in budgeting, reminders, and send your electronic or check payment with the click of a button.
Transfer money from checking to savings each time you buy gas This is one of the easiest ways to save money consistently. Each time you are at the pump waiting, check your account and make a transfer to savings on your app. You can set a set amount that fits in your budget.
Avoid ATM fees Even though not all ATMs will charge you for a withdrawal, many of them do this. Do a quick check and make sure you use those machines that don’t charge any extra fees for withdrawal. The best way to do this is using your Sunbelt Cloud Branch App. Just click ‘locations’ then ‘locate me’ and have it find the nearest to your phone with GPS voice-guided navigation!