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Secure your finances with the Cloud Branch
October 12, 2016
Technology and online banking has secured a permanent spot in today’s marketplace but how can you best secure your finances with technology? Advancing at alarming rates over the past decade, online banking, which had started to popularize in early to mid 2000s, is now surpassing 62 percent usage, according to a 2015 study by Roy Morgan Research. Online banking isn’t exactly new. Its inception from the early 1980s grew with the rise of the internet but in this mobile age, its conveniences and security are unmatched. We have gone from checking balances and viewing statements to paying bills, depositing checks, and even applying for loans all using a smart phone or mobile device.
From managing finances and personal data to social media accounts, there can be a lot of sensitive information accessed by our mobile devices but the good news is keeping your finances secured is easier than you think!
What you may not know is that Central Sunbelt’s online banking platform; the Cloud Branch, does not actually store any personal financial data on your device. This not only means the data is always fresh from the cloud servers online, but it is about as easy to secure as your personal photos or address book, and far less at risk if your device, such as laptop or phone, is lost or stolen.
For those who have not yet delved into the online Cloud Branch, you may be surprised to find it runs on the same rails as the internal system used by our teller and Member Services teams at your local branch. Unlike some financial institutions that use multiple third party services and different software companies for their internal transactions, online banking, and mobile services, Central Sunbelt uses one unified online-based system for everything. This means depositing a check on your smart phone through the Cloud Branch is actually the exact same process as your local teller uses at the teller line and every bit as secure.
Much like the Cloud Deposit example, e-statements via Cloud Documents follow the same path and are accessed in the Cloud Branch in a very similar and equally secured process as performed by your local branch staff. The Central Sunbelt online system generates documents, such as your recent statement, and makes them accessible through a live, online login from our internal staff or by you; through a multi-factor authentication that you set up yourself. In many ways, viewing your Cloud Documents in the Cloud Branch can arguably be a much safer alternative to mailing sensitive data via the mail system.
If you’re looking to try out the Cloud Branch and need a bit of assistance, feel free to stop by your local branch or give our Member Services team a call at 601-649-7181.