Fast track your home purchase with zero down payment
June 23, 2017
Help Us Give Back With a Holiday Toy Drive
December 8, 2017
Act fast to receive free unlimited credit reports for 3 years
October 21, 2016
Mississippi Attorney General, Jim Hood announced that three major credit reporting agencies (Equifax, Experian, and Trans Union), are to overhaul their business practices in accordance with Mississippi Law in response to the Attorney General’s investigation into the agencies’ inability to comply with MS law and practice of deceptive marketing practices. This results in a payment of $7.175 million to the state and unlimited access to credit reports for all Mississippians over the next three years.
You will want to act fast! Free credit report access comes to the first 50,000 Mississippians to enroll starting Monday October 24, 2016.
The settlement is great news for many Mississippi residents reported to have issues with removing errors on their credit reports, verifying debts, and being enrolled against their knowledge into paying a monthly subscription through the agencies under the promise of a “free credit score” or “$1 credit report.”
“Over the last three years, we have worked to end these problems and ensure that none of these practices will be allowed to continue in Mississippi,” Attorney General Hood said. “I encourage consumers to take advantage of the services being offered by the agencies, such as the free, unlimited access to credit reports. Knowing your credit score and understanding your credit report helps protect you against errors, and it can be valuable in making important financial decisions.”
Attorney General Hood would like Mississippians to be aware that an email from inquiries@MississippiCreditReportSettlement.com may follow in the coming week to advise Mississippi residents about their ability to receive unlimited credit reports and annual free FICO scores in addition to the steps to take advantage of services.
From the Office of the Attorney General of Mississippi:
Mississippi consumers may access an unlimited number of free credit reports for three years from two of the major credit reporting agencies. Consumers are also eligible to obtain one free FICO score annually for three years.
TransUnion will promote the free credit reports through advertising in print, social media, and digital radio platforms.
Central Sunbelt advises all members to take advantage of the investigative work and settlement brought on by the Attorney General of Mississippi, and check their credit report and score as often as allowed to ensure any open matters can be resolved swiftly.
All members of Central Sunbelt are able to take full advantage of free expert advice and financial counseling to assist with analyzing their credit report. “Credit report review” is one of these services that can be handled six days a week via phone or computer. More information can be found at www.sunbeltfcu.org/balance