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Stay on high alert for scams
September 28, 2017
In the aftermath of the Equifax data breach and devastating natural disasters, many scammers are taking to their usual terrible antics. A number of new scams have been hitting the area.
Take a look below and stay vigilant to keep yourself in the clear.
Equifax data breach
Scammers are building websites and e-mail campaigns dedicated to "verifying" your information to see if you are affected, providing you with fake identity theft protection services, or a fake website to log in and check your credit report. In all cases, scammers are phishing for your information. Through their fake verification process, you are actually just giving them all your information necessary to do damage.
As a best practice, always be skeptical when receiving e-mails or other unsolicited messages asking you to click links or provide any sort of personal information. It is best to reach out directly to these places on your own accord by website or phone. This way, you can be sure you are contacting the legit company and not just a scammer's facade.
We recommend checking out our original post containing more information about the Equifax data breach and how you can stay protected.
Disaster Relief Donation Platforms
Many individuals are reporting unsolicited e-mails and phone calls asking for donations to help victims of the recent natural disasters. Many of us are eager to help any way we can but we must stay on high alert to stay clear from fraud. These scams take place in many forms; impersonating non-profit organizations, individuals reaching out to reclaim their own losses, and donation relief companies that collect funds and give to other organizations on their behalf.
As you may guess, the fraudsters take your funds and it never actually goes to help the cause. Even worse, the fraudsters may take a lot more than what you specified - and it could take months or years before you notice. After the initial donation, they may sell your payment information to other scam companies, or use it themselves to keep taking funds in small amounts over time.
As mentioned above, it is best to never respond to unsolicited requests of any kind. If you are keen on helping those in need, reach out to your favorite charitable cause through their direct website and learn how you can donate.